Fintech & Digital Finance
Our experienced Fintech and Digital Finance team advises banks, payment providers, brokers, trading platforms, FinTech start-ups and established players in the development of new platforms, new products and new services.
Payment systems have been dramatically reshaped by technological developments with the goal of creating business efficiency, cost savings, and enabling more customer involvement. These changes have allowed for new financing models, as well as increased the need for data .
A firm that prides itself on being innovative and proactive, Liedekerke empowers clients to leverage their growing understanding of the benefits of new technologies and board the trains no business wants to miss.
Our Offer
Crypto assets
Crypto assets are increasingly utilised, but bring with them a host of new regulations and complex legal issues. Although no specific blockchain-related legislation has been enacted in Belgium so far, legislation was adopted relating to the registration and supervision of Virtual Asset Service Providers (VASP) in 2022. We advise our clients on the applicability of those VASP regulations and help them to define their regulatory strategy accordingly.
Digitisation and Payment Services
We assist our clients in PSD2-related digitisation projects. We offer a top tier dedicated regulatory practice, technical know-how on payment systems, solid GDPR and IT know-how, consumer protection and competition law expertise. Liedekerke maintains daily contacts with the FSMA and NBB.
Digitisation projects require not only a clear understanding of financial regulation (be it MiFID2, PSD2, IDD, etc.), including the approach of the financial regulators, and the interaction with consumer law, GDPR and competition law, but also understanding the technical innovations, breaking up the typical “silo” approach and adopting instead a “transversal” forward-looking and risk-based attitude.
For this same reason, digitisation also poses challenges for a law firm like ours. We are working on innovative ways to cope with these challenges, breaking up the typical silos ourselves, trying different methods to better understand technological breakthroughs such as blockchain and working in integrated teams alongside with our clients.
During the past 5 years we have been deeply involved in various strategic and disruptive digitisation projects of financial institutions.
Enlisting the support of our other practices as needed, our Financial Services Regulatory team serves as a one stop shop for FinTech companies, advising our clients on aspects of:
Financial services and regulatory issues
Legal and regulatory treatment of blockchain
Corporate law
Tax structuring
Investment fund and crypto-currency fund structuring
IT, intellectual property, technology, data protection
Our Relevant Experience
Assisting a multinational regarding the regulatory requirements for providing loan intermediation services in Belgium
Assisting a crypto-asset trading platform in defining its regulatory strategy for its VASP activities in Belgium and the EU
Assisting a social trading and multi-asset investment company regarding the applicability of Belgian financial regulations (including the new VASP regulations) on their envisaged activities
Advising a British bank on the potential applicability of various Belgian financial regulations, including the new VASP regulations, and advising them on the possible structures of their envisaged cooperation with a crypto-asset trading platform
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